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Verification engine · Global

Verify whoyou payBefore you pay

Lira verifies bank accounts and mobile wallets across 57 markets worldwide in milliseconds. Money always lands in the right hands.

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The verification engine

Verify who.
Know where.

One engine. Multiple verifications. Payees today, addresses next, with more on the roadmap.

57 countries

Payee
Verify

Verify payees before payment, in 57 markets worldwide. Lira confirms payee identity against authoritative sources, reducing errors, fraud, and failed payouts.

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Available

Address
Verify

Proof of residence for compliance. Lira passively confirms where a person lives using overnight GPS. No utility bills, no field visits, no friction.

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Nigeria

KYC
Verify

BVN-powered identity verification. Lira queries Nigeria's national registry and returns full name, date of birth, NIN, and address, so you know exactly who you're onboarding.

BVNName + DOB

On the roadmapLira's verification engine is growing. More checks are on the way. Stay tuned.

How Payee Verify works

Three steps.
One API call.

01 · Submit

Submit an
identifier

A phone number or bank account number. That's all you need to trigger a payee verification.

02 · Verify

Lira checks
the sources

We query telco registries and banking networks across 57 markets worldwide. Account name, wallet owner, confirmed in one call.

03 · Confirm

Receive
verified identity

The response is clear: matched, confirmed, or flagged. Approve or block the payout with full confidence.

POST/v1/verify{"phone":"+233 244 567 890"}
200 OK{"name":"Kwame Mensah"·"verified":true·"ms": 183}
Use Cases

The verification layerfor payments and identity.

•Payee verification

For teams that move money

Confirm every destination account before funds leave your rails.

01

Banks

Validate payee accounts in real time. Stop failed settlements and reversals before they happen.

02

Remittance companies

Verify recipients in 57 markets worldwide before release. Every payout lands right, every corridor stays compliant.

03

Fintech platforms

Plug verification into your payment flow. Fewer failures, less fraud, cleaner operations.

•Identity verification

For teams that verify identity

Add a payee data layer that strengthens every check you already run.

04

KYC & KYB companies

Enrich your checks with BVN lookups, bank account validation, and ID verification across Africa.

05

Lending companies

Confirm the borrower's account before disbursement. Eliminate misdirected payouts entirely.

06

Compliance teams

Reinforce your AML stack at the fiat layer. Know who you're paying before the payment executes.

Coverage

57 countries.
Growing.

One API. Real-time payee verification across major markets worldwide, with new regions added every quarter.

Africa

11

markets

Middle East

3

markets

Asia Pacific

11

markets

Europe

23

markets

Americas

9

markets