01Fintech · Onboarding
Fintechs need verified customers from day one.
Skip manual document uploads. Lira confirms identity programmatically so onboarding takes seconds, not days.
KYC Verify
Lira verifies identity against Nigeria's national registry using BVN in under 300ms, returning full name, date of birth, phone, gender, NIN, and address so you always know exactly who you're onboarding.
Full identity profile
BVN lookup returns the registered full name, date of birth, gender, phone number, and NIN. All data sourced directly from the national registry. No documents, no manual checks.
Address on record
Every BVN has a registered address. Lira returns state, LGA, town, and street, so you know exactly where a customer lives without asking them to upload anything.
The API
An 11-digit Bank Verification Number. That's all Lira needs to trigger a full identity lookup against the national registry.
We query the national identity registry directly. No third-party databases, no stale data. Name, DOB, address and NIN fetched at source.
Full name, date of birth, phone, gender, NIN, and address. Confirmed in under 300ms. Approve, flag, or escalate with a complete audit trail.
REST · JSON · Standard HTTPS, no SDKs required
Full audit trail · Every check is logged and timestamped
Sandbox available · Test against live data shapes before going live
POST /verify/identity
X-API-Key: lira_live_a3f08c1d...
Idempotency-Key: kyc-req-00142
Content-Type: application/json
{
"country": "NG",
"idType": "bvn",
"idNumber": "12345678901"
}200 OK
{
"status": "success",
"verified": true,
"firstName": "Amara",
"lastName": "Okafor",
"dateOfBirth": "1990-03-15",
"phoneNumber": "08012345678",
"gender": "Female",
"nin": "98765432101",
"address": { "state": "Lagos", "lga": "Ikeja" },
"verifiedAt": "2026-05-10T09:22:00.000Z"
}Who it's for
Skip manual document uploads. Lira confirms identity programmatically so onboarding takes seconds, not days.
A single BVN or ID check confirms who you're lending to, reducing default risk and satisfying compliance requirements.
Automate identity checks at scale. Lira handles the verification so your team handles exceptions, not routine lookups.
Before a payment goes out, confirm the recipient is who they say they are. Lira adds a verified identity layer to every payout.
Get started
BVN-powered identity verification for Nigeria. Full name, date of birth, NIN, and address in a single API call. Onboard faster, comply easier, and eliminate identity fraud at the source.