01Diaspora · Global
Sending money for school fees, rent, or bills.
Know exactly who receives the payment before it leaves. No reversals, no guesswork.
Payee Verify
Lira verifies bank accounts and mobile wallets across 56 live markets worldwide in under 300ms. One API call returns a verified identity before a single cent moves.
Bank accounts
Account name, status, and bank code: confirmed directly against source banking networks.
Mobile wallets
M-PESA, Airtel Money, MTN MoMo, and more. Verified at the telco registry in real time.
The API
A phone number, bank account, or both. That's all Lira needs.
We query telco registries and banking networks in real time. One call, 56 markets.
Matched, confirmed, or flagged. Approve or block with complete confidence.
REST · JSON · Standard HTTPS, no SDKs required
Full audit trail · Every verification is logged and timestamped
Sandbox available · Test against live data shapes before going live
POST /verify/account
X-API-Key: lira_live_a3f08c1d...
Content-Type: application/json
{
"accountNumber": "0123456789",
"bankCode": "260",
"country": "BR"
}201 Created
{
"status": "success",
"verified": true,
"accountName": "Lucas Oliveira",
"bankName": "Nubank",
"bankCode": "260",
"country": "BR",
"verifiedAt": "2026-05-09T10:05:00.000Z"
}Who it's for
Know exactly who receives the payment before it leaves. No reversals, no guesswork.
Reduce failed payouts and fraud exposure with verified recipients on every transaction.
One API call returns a verification status. No building from scratch, no telco negotiations.
Confirm your legitimacy to senders before funds move for faster payments and fewer delays.
Country coverage
56 live markets, one API. Each market supports bank-account verification, mobile-wallet verification, or both.
Get started
Real-time payee verification across 56 live markets worldwide: bank accounts and mobile wallets, confirmed at the source.