01Remittance · Payouts
Remittance and payout providers.
Validate beneficiary bank details at entry, so a typo is fixed before it becomes a returned wire.
Routing Verify
Lira validates BIC/SWIFT codes and ABA routing numbers and finds the correspondent bank for any foreign BIC, so every cross-border payment is built right the first time.
BIC & routing numbers
BIC/SWIFT codes checked against ISO 9362 and broken into bank, country, location, and branch. ABA routing numbers normalised and checksummed, with lost leading zeros restored.
Correspondent banks
Send a foreign BIC and get back the US correspondent banks on file, with routing number, confidence score, and the date each route was last verified.
The API
One code, or up to 100 in a single batch. Mix BICs, routing numbers, and correspondent lookups in the same request.
Structure, checksum, and correspondent routes, checked in one pass. Anything wrong comes back with a clear reason code.
Decoded bank details and correspondents ranked by confidence. Build the payment instruction, or fix the details before it fails.
REST · JSON · Standard HTTPS, no SDKs required
Full audit trail · Every verification is logged and timestamped
Sandbox available · Test against live data shapes before going live
POST /verifications/correspondents
X-API-Key: lira_live_a3f08c1d...
Idempotency-Key: route-req-00217
Content-Type: application/json
{
"bic": "AACSDE33XXX"
}200 OK
{
"bic": "AACSDE33XXX",
"correspondents": [{
"name": "BNY MELLON",
"bic": "IRVTUS3NXXX",
"routing_number": "021000018",
"confidence": 0.95,
"last_verified": "2025-01-15"
}]
}Who it's for
Validate beneficiary bank details at entry, so a typo is fixed before it becomes a returned wire.
Batch-check up to 100 lines before the file goes to the bank. Every bad code flagged, in one request.
Resolve the right US correspondent for payments into and out of Africa, ranked by confidence.
Customers see an instant error on a bad BIC or routing number instead of a failed payment days later.
Get started
BIC/SWIFT and ABA routing validation with correspondent bank lookup, in a single API call. Catch bad payment details before the money moves, not after the return fee.